Damage Severe Weather Can Cause
Big storms can be frightening and dangerous, and safety has to be your first priority. If your area has seen major problems, use caution. If you the risk of flooding or structural damage, don’t go inside. Spending a few nights at an emergency shelter or with a friend is a small price to pay.
After you make it through the storm safely, restoration and repair should be the next priority. Below, learn about how various storm systems can cause specific damage.
Storm Damage Insurance
The most severe damage from many storms is covered by property insurance, but the details vary. Your financial responsibility depends on your premiums and deductibles, the structure, the amount of damage, property values in your neighborhood and much more.
Most severe weather events are considered acts of God, and that means that your insurer can’t single you out for rate increases. But not filing claims early can make you ineligible for coverage, and neighborhood rates go up anyway following severe storms. That means you should always file claims as quickly as possible so you don’t end up paying more in the future without receiving the benefits now.
Storms that cause property damage may lead to mold problems and more.
- Damage from Flooding: Flood water can seep into foundations, ruin framing and finish work, lead to mold problems and more.
- Tornado and Hurricane Damage: Circular winds can completely destroy, including catastrophic damage to roofs, windows, siding and landscaping.
- Wind Damage: This can damage structures, break windows, wreak havoc on trees and electricity hookups and cause other problems.
- Hail Storm Damage: This can bend and crack shingles and siding, leading to long-term leaks and compounding structural damage.
- Winter Storms: Heavy snow can collapse roofs, break trees and electric systems, and cause other harm.
Hire a Trusted Storm Repair Team
If your home or business has damage from a storm, act now. Choose a professional that is insured, credentialed and licensed, and that knows your area. Get in touch today to learn more.